Is post dating checks illegal california

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Two potential reasons for this include: In most cases, you can deposit or cash a postdated check at any time.

Debt collectors may be prohibited from processing a check before the date on the check, but most individuals are free to take postdated checks to the bank immediately.

If you provide instructions to your bank and they pay funds from your account, your bank should be required to cover any overdraft charges that result, and you may have further recourse against your bank for other expenses you face.

If you have the option, it is best to avoid writing postdated checks.

For individual filers, total tax breaks were available for those with annual adjusted gross incomes of up to ,500. Until this year, the income ceilings on the College Saver program had steadily risen.That said, if you agreed to wait, cashing the check prematurely might be considered in violation of an oral agreement and illegal in some jurisdictions.It’s wise to communicate first with whoever wrote the check—there’s probably a reason it’s postdated. However, Bank of America, California’s largest bank, says it accepts checks regardless of the date they carry--with one key exception: The bank offers its customers the ability to purchase a “postdating order” under which the bank will delay payment on a postdated check. Practices may vary among banks, so you should check with yours to be absolutely sure of its procedures.

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