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If you need to get on Xbox Live, but you don't have a credit card, this article will offer a solution. They can be found for sale at most, if not all, games and electronics stores.
It comes in two different versions: Gold and Silver.
The Silver version of Xbox Live is free; it offers friends lists, connections to Windows Live messenger and downloads from the marketplace.
Select “Redeem code.”Enter the code from the Xbox Live membership card you purchased.
It will give you Access to Xbox Live Gold, which will allow you to play online multiplayer through Xbox Live.