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An initial period of dating and friendship is obviously necessary to explore the potential of a more solid relationship.

This is essential and strongly recommended if two people are going to embark on a long and happy married life raising a family together.

Below are our recommendations for the best credit cards for bad credit, followed by some resources for those with bad credit and some cards we suggest you avoid.

Pros Most secured cards typically require you to make a deposit equal to your credit line, and you have to come up with the whole deposit upfront.

If we are not able to resolve a complaint, you may submit it through the EU online dispute resolution platform at

With the Capital One® Secured Mastercard®, however, you can get a credit limit of 0 for a deposit of , or 0. If you make your first five payments on time, you may be eligible for a higher credit line without depositing additional money.

Pros Unlike most other secured cards, the Open Sky® Secured Visa® Credit Card doesn’t require a credit check, so even people with badly damaged credit may be able to qualify.

Approval isn’t guaranteed, though — you still need to show you have income, and bankruptcies or other serious problems on your credit report can cause you to be denied. Other options include unsecured cards for bad credit, which don’t require a deposit but tend to charge high fees that, over time, add up to more than the typical deposit on a secured card.

Store credit cards can also be easier to get, although they typically have low credit limits and high interest rates, so proceed with caution.

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