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A credit for just one irritating 0 change fee can do the trick here.

But remember, this is an annual "use it or lose it" benefit that does not roll over into the next year. Plus, Platinum card holders get VIP status at Uber, which means surprise and delight bennies like upgraded cars and higher-rated drivers.

Gold status provides bennies like room upgrades, access to concierge lounges, free enhanced wi-fi and/or breakfast and other benefits that help take the sting out of that 0 Platinum card fee.

I would peg the value of those benefits at about 0 per year, depending on how often you stay at hotels.

For example, you get credits on your Amex statement for incidental airline fees for things like ticketing changes, inflight entertainment, food, beverages, overweight bags, etc.

And in addition to finding that offer via the Card Match Tool, another newly available offer that’s possible to find via the tool is an almost as sweet 50,000-point welcome offer for the , which comes with a spending requirement of its own — at least ,000 within the first three months of card ownership.

That helped push spending on cardholder rewards to a record .65 billion in the second quarter, topping the .64 billion average of analysts' estimates.

Key insights: - The firm's discount revenue -- the fees it collects from merchants each time a consumer swipes a card at checkout -- climbed 6% to .58 billion, falling short of analyst projections.

Boom, that's another 0 off that annual Platinum card fee, since most lounges now charge around for single visits.

-0: Automatic gold elite status in the Hilton and Marriott/Starwood frequent stay programs.

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